Insurance Coverage

Insurance Coverage

The high cost of drug treatment is a fundamental concern for those needing drug treatment and is one of the biggest reasons why some remain untreated. Insurance in general is very complex, regardless of the situation. The individual’s situation and the services provided determine insurance coverage. Since addiction is incurable and has high rates of relapse, insurance in this area can be tricky. Like other incurable diseases, like cancer, working with insurance companies can be a challenge.

Did you know your health insurance may cover addiction treatment for you and your family?

Talk with your human relations department

Under the Americans with Disabilities Act and the Family Medical Leave Act and other laws, you can speak with your Human Relations Department (or employee assistance program) about seeking treatment for addiction and alcoholism without the fear of termination. While on leave for treatment you may also receive a portion of your salary and wages. We at Clean Motives can work with your employee assistance program and help you find the best treatments available across the country.

CALL US AT –  419 971 KICK


Ouch! There was a server error.
Retry »

Sending message...

Enquiry Form

Fill in the form below and we will be in touch soon

Spambot blocker question

6 - 2 =

Each drug treatment facility has their own insurance and coverage policy. When purchasing health insurance, most do not include to cover drug and alcohol rehab services. Because of this, many insurance policies do not cover these costs. However, drug rehab is a medical cost and its possible that your health insurance policy does cover it in some extent. Specifics will vary from policy to policy, so calling your insurance provider would be a suggestion.

There is no add-on insurance policy that covers drug treatment only. Insurance companies will override coverage when questioning whether or not you have a pre-existing condition. Addiction is in fact a medical disease, so you may require medical treatment. Health insurance policies should cover the costs.
Insurance coverage depends on your individual situation, but many private insurance companies will cover a part of treatment. Some services may be covered under mental health benefits, while some may limit coverage to outpatient services. A number of facilities have financial counselors who work with patients to check insurance benefits and determine a financial plan. Whether the facility is a nonprofit or for profit organization plays a factor in available funds for the cost of drug treatment. Financial counselors have gained knowledge of using both in-network and out-of-network benefits and work closely with insurance companies to determine whether aid is available and can be used in combination with insurance benefits.
With the passage of The Mental Health Parity and Addiction Equity Act of 2008, (MHPAEA), which is a federal law that provide participants who already have insurance benefits under mental health, and substance use disorders (MH/SUD) parity coverage, allowing Americans the opportunity to get help for their drug addiction with better coverage. The MHPAEA law, called the Wellstone/Domenici Parity Act, basically says that insurers must provide the same benefits for substance abuse as the do for other medical conditions. The Parity Act and healthcare reform bill reflect an understanding that addiction is a disease and that those struggling with this chronic condition deserve effective treatment as part of their regular healthcare.
The new healthcare reform act and MHPAEA will likely lead to American’s taking advantage of substance abuse treatment that otherwise would have been unavailable before. With parity and healthcare reform including substance abuse treatment under general medical care, treatment agencies should begin developing affiliations with medical organizations. This provides facilities with the opportunity do include new services.

Just some of the providers worked with in the past are below we have worked with many more. Call Us to start your journey of Recovery today!

If you or a loved one hurt those around you, if you or a loved one wake up with withdrawal symptoms, if you or a loved one’s life is unmanageable, you or a loved one may be suffering from heroin addiction. Heroin addiction is a medical condition affecting approximately 600,000 Americans. Heroin doesn’t discriminate based on gender, race, age, socioeconomic status, sexual orientation, or anything else.



insurance-providers for drug treatment